Who We Are?

Dynamic Micro Finance Institution (DMFI) was established and registered by the National Bank of Ethiopia on May 12, 2009 as a share company by fulfilling the requirements of proclamation No.626/2009 and the directives of the National Bank of Ethiopia.

Our Vision

To be customer-centric and preferred microfinance institution in the country.

Our Mission

We are dedicated to provide efficient, preferred, and reliable financial services exceeding our customers’ expectations, while ensuring continuous growth and profitability.

Our Objective

Financial Inclusion, Poverty Alleviation, Empowerment of Women, and Sustainable Development

Dynamic MFI Team

16 Years of Impact

Celebrating over a decade and a half of transforming lives through financial inclusion:

65,000+

Active Clients

29+

Branch Networks

60%

Young Entrepreneurs

ETB 250M+

Loan Portfolio

Our Core Values

Delivering with dedication

We are dedicated to excellence, consistently delivering top-quality results that exceed expectations.

Yes-minded & Yielding

We embrace challenges with a positive attitude and are driven by results that create real impact.

Nurturing & Noble

We care deeply for our people and communities, fostering growth with compassion and integrity.

Agile & Ambitious

We adapt quickly to change and pursue bold goals with determination and vision.

Maturity & Motivation

We approach every challenge with enthusiasm, responsibility, and a commitment to personal growth.

Integrity & Inclusiveness

We uphold transparency and fairness, ensuring everyone feels valued and included in our mission.

Commitment & Continuous Growth

We never stop learning, evolving, and innovating to achieve sustainable success and progress.

Target Market

Empowering Underserved Communities

Dynamic Micro Finance Institution (DMFI) serves low-income individuals, micro-entrepreneurs, and small business owners who lack access to formal banking services. Our focus is on supporting growth-oriented clients who require financial inclusion, business expansion opportunities, and tailored financial solutions to change their future.

Learn More About Our Services

Our 16-Year Journey

Milestones in our mission to drive financial inclusion across Ethiopia

2009

Dynamic Microfinance Institution S.C was founded with a vision to provide accessible financial services to underserved communities in Addis Ababa.

2010

Expanded to 5 branch locations, reaching more clients in urban and peri-urban areas with micro-saving and loan products.

2013

Reached 25,000 active clients and expanded to 15 branches across major regional cities.

2020

Implemented core banking system and launched USSD banking, enhancing digital service delivery.

2016

Launched mobile banking services and introduced specialized loan products for women entrepreneurs and small businesses.

2024

Introduced the Dynamic MFI mobile app, providing 24/7 banking access to thousands of customers.

2025

Expanded to 30+ branches nationwide and surpassed 65,000+ active clients with a loan portfolio of ETB 250 million+.

2025

Celebrating 16 years of excellence with enhanced digital services, expanded product offerings, and continued commitment to financial inclusion.

Leadership & Governance

Dynamic MFI is governed by a dedicated Board of Directors and managed by experienced professionals committed to ethical banking practices and sustainable growth.

Our leadership team brings together decades of experience in microfinance, banking, and community development, ensuring strategic direction and operational excellence.

Meet Our Team

Experience Digital Banking

Download the Dynamic MFI mobile app and access banking services anytime, anywhere.